PPA Notice
4th Quarter 2025
To: Participant/Beneficiary GA10715
From: Unified Defense Holdings, LLC 401(k) Plan (Plan)
Statement Date: April 28,
2026
We are providing the following information regarding the periodic
benefit statements we will be providing you as to your
Plan Account(s). This statement will
be for the calendar quarter ending March 31, 2026.
You may receive the periodic benefit
statement information in multiple documents, from multiple sources
and at different times as described below:
|
Information |
Source |
Estimated Date |
|
Total accrued benefit |
Empower |
4/15/2026 |
|
Explanation of permitted disparity |
ERISA Services, Inc. |
4/28/2026 |
|
Value of each
investment |
Empower |
4/15/2026 |
|
Explanation of limits on right to direct
investments |
ERISA Services, Inc. |
4/28/2026 |
|
Diversification Statement |
Empower |
4/15/2026 |
|
Where to obtain investing information from
Department of Labor |
Empower |
4/15/2026 |
To: Participant/Beneficiary GA10715
From: Plan Administrator, Unified Defense
Holdings, LLC 401(k)
Plan
Statement Date: April 28,
2026
We are providing
the following information regarding your Plan account:
Total accrued
benefit. Please refer to your March 31, 2026 financial institution statement.
Accrued nonforfeitable benefit. You are always 100% vested in your elective
deferral, any possible rollover
accounts and safe harbor accounts (if applicable).
The Plan's
vesting schedule for all other employer contributions is as follows: 6 Year Graded. Please refer to your
Summary Plan Description for details of this vesting schedule.
In order to
receive credit for a year of vesting service, you must be credited a minimum of
1,000 hours during the current plan year.
Coordination of Plan Contributions with Social Security
(Permitted Disparity)
The Plan includes provisions allowing additional contributions to be made
for participants earning in excess of the dollar limit established annually by
the Social Security Administration to determine Social Security benefits. Such additional contributions are designed to offset the lower contributions made to Social
Security on behalf of affected employees. Any such contributions will be determined
each year by the company.
The Plan does not restrict the participant's right
to direct his/her
investments, other than restricting the choice of funds.
To help achieve long-term retirement
security, you should give careful consideration to the
benefits of a well-balanced and diversified investment portfolio. Spreading your assets among different
types of investments can help you achieve a favorable rate of return, while
minimizing your overall risk of losing money.
This is because market or other economic conditions that cause one category of assets,
or one particular security, to perform poorly. If
you invest more than 20% of your retirement savings in any one
company or industry, your savings may not be properly diversified. Although diversification is not a
guarantee against loss, it is an effective strategy to help you manage
investment risk. In deciding how to
invest your retirement savings, you should take into account all of your
assets, including any retirement savings outside the Plan. No single approach is right for everyone
because, among other factors, individuals have different financial goals,
different time horizons for meeting their goals, and different tolerances for
risk. It is also important to
periodically review your investment portfolio, your investment objectives, and
the investment options under the Plan to help ensure that your retirement
savings will meet your retirement goals.
In addition to satisfying the PPA Notice requirement, this Notice is also
intended to comply with 404(a)(5) requirements. Please use this in conjunction
with your monthly or quarterly investment statements to provide you with the
detailed investment related expenses associated with your retirement plan. Please contact your investment
professional for complete details related to the investment or administrative
expenses associated with your retirement plan.
For more information on investment
and account diversification, please visit the
Department of Labor's Web site at https://www.dol.gov/agencies/ebsa/laws-and-regulations/laws/pension-protection-act/investing-and-diversification
This statement has been prepared
by ERISA Services,
Inc. and is intended to comply with the PPA Sec. 508 requirements in regards to vesting and diversification notification.